Top 10 best UK umbrella companies [2026 list]

• Low weekly margin, no minimum contract.
• SafeRec Certified – payslips are audited in real time.
• Reliable, accurate daily payments.
• 5/5 Google review rating.
• Rated 4.9/5.0 on Trustpilot.
• Visit website
• 01962 896954

• Simple set-up process. You can be up and running in minutes.
• 30+ years of experience supporting contractors.
• Over 30,000 workers use Workwell solutions.
• FCSA Accredited firm.
• Rated 4.7/5.0 on Trustpilot.
• Visit website
• 01923 257 257

3. MyPay

• Established in 2007.
• FCSA accredited.
• Over 1 million timesheets processed.
• MyPay Payment Promise.
• Rated 4.7/5.0 on Trustpilot.
• Visit website
• 0161 428 3993

• Leading umbrella with 20+ years of experience.
• Same-day payments at no extra cost.
• A £20m comprehensive insurance package is standard.
• Switch seamlessly between your limited company and a dual umbrella solution.
• Rated 4.6/5.0 on Trustpilot.
• Visit website
• 01925 645 265

5. Umbrella.co.uk

• FCSA accredited and an APSCo partner.
• Fast set-up, same-day payments.
• Flexible pension arrangements.
• No hidden fees.
• Rated 4.8/5.0 on Trustpilot.
• Visit website
• 01625 546 610

6. NASA Umbrella

• FCSA accredited umbrella company.
• Transparent margin structure with no hidden cost.
• Dedicated onboarding support and simple set-up process.
• Established provider with a solid reputation.
• Rated 4.5/5.0 on Trustpilot.
• Visit website
• 0117 929 7683

• One of the largest umbrella providers in the UK.
• FCSA accredited.
• Widely used by recruitment agencies and end clients.
• Handles high-volume contractor payroll.
• Rated 4.8/5.0 on Trustpilot.
• Visit website
• 0330 024 0946

• Established for 25+ years.
• FCSA accredited umbrella provider.
• Same-day payments via Faster Payments.
• Salary sacrifice available for pension contributions.
• Rated 4.6/5.0 on Trustpilot.
• Visit website
• 01253 600 140

9. Brookson One

• Over 20 years of experience.
• APSco, REC partner + FCSA accredited.
• Move between umbrella and limited with Brookson Flex.
• Set up in as little as 24 hours.
• Rated 4.8/5.0 on Trustpilot.
• Visit website
• 0800 230 0213

• The team behind CK Umbrella has 50+ years of contractor payroll expertise.
• SafeRec Certified – Real-time payslip audits in place.
• Same day payments.
• Exclusive employee reward scheme.
• Rated 4.2/5.0 on Trustpilot.
• Visit website
• 01707 871622

Would you like us to include your umbrella company here?

Email us for further details if you want us to consider your umbrella company for inclusion in this directory.

Some golden umbrella company rules

• Only use UK-based PAYE umbrella companies.
• Make sure the umbrella has been audited by FCSA and/or Professional Passport (see below).
• SafeRec (and others) provide paycheck validation to prove that no unlawful deductions have been made from your payslips.
• Don’t be tempted to use an ‘offshore’ tax avoidance vehicle or schemes that promise to save you tax.
• The only difference in your take-home pay between providers should be the fee charged by the umbrella company.
• You can switch providers later if an umbrella does not meet your expectations.

Some questions to ask when choosing an umbrella company

Before you join an umbrella company, there are several important factors to consider, including:

• How much does the umbrella cost?
• Is it a UK-based PAYE umbrella? (If it isn’t, don’t go near it!)
• Does the umbrella have a good reputation?
• Are there any hidden extras, such as joining or leaving fees, or a ‘pension processing’ fee?
• Are the umbrella’s payslips audited each time the payroll is run, e.g. by SafeRec?

Read more tips here – 15 tips to compare umbrella companies.

List of FCSA Accredited umbrella companies

Here is a list of umbrella companies tested for compliance with the FCSA Codes, as of September 7, 2025.

You can browse all FCSA-accredited firms (both umbrella and accountancy) here.

• Advance
• AJ Rayson Limited
• Atom Freelance
• Azebra Group LTD
• Big Fish
• Bishopsgate
• Bright Sky Umbrella
• Brookson One
• Carrington Umbrella & Accountancy
• Caroola Accountancy
• Champion Contractors
• Churchill Knight Umbrella
• Clarity Umbrella
• Clipper Contracting Group
• Contractor Umbrella
• Danbro
• Dasa Umbrella
• Fair Pay Services
• Focused
• ForeTwo Group
• Generate
• giant pay
• Husp
• i4 Pay Partners
• ICS Accounting
• JMK Group UK
• Key
• Liquid Friday
• Meades Umbrella
• Mortimer Childe
• MyPay
• NASA Group
• New Red Planet
• Numbermill
• Oasis Group
• Omnia
• Orbital
• Parasol
• Payments Pro
• PayStream
• QPS Group
• Riddingtons Payroll
• Sapphire Contracting
• SG Accounting & SG Umbrella
• SmartWork
• Spry Pay
• Sterling
• StoneBridge Pay
• Trafalgar
• Umbrella.co.uk
• Umbrella Company UK
• We Contract
• Westlakes Fusion
• Workwell Contractor Solutions
• Workwell People Solutions Limited
• Your Sprightly

List of SafeRec-certified umbrellas

SafeRec is an excellent payroll auditing software company. It confirms that all payments made to umbrella employees have been processed in a compliant and ethical manner, and that taxes have been paid to HMRC.

Here is a list of SafeRec-certified umbrellas, last updated on September 7, 2025. You can view the latest list here.

• A Pay Services
• Advance
• AGPayroll
• AJ Rayson Limited
• Atom Freelance
• Big Fish Group
• Champion Contractors
• Churchill Knight Umbrella
• ClockWork Contracting
• Compass Contracting
• Contractor Umbrella
• Cnergy
• Fair Pay Services
• ForeTwo Group
• Generate
• Honest Payroll
• ICS Accounting
• Marvel Payroll
• Meades Umbrella
• MMC
• Omnia Outsourcing Ltd
• Orbital Payroll Group
• Orca Pay Group
• Pay Guardians
• Payments Pro
• QPS Group
• Ricson Services LTD
• Rocket PAYE
• Sandbeck
• Sapphire
• SG Umbrella
• Source Pay
• TJW Contract Solutions
• Umbrella Company UK
• We Contract
• Workwell Contractor Solutions

Professional Passport also carries out audits of contractor service providers.

You can view its list of approved umbrella providers here.

For more reading, read how an umbrella company works and what to look out for.